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Business Purpose
Investment Loans

DSCR, fix & flip, bridge loans, and commercial financing designed for investors who move fast.

Speed

Close in as little as 7-14 days with our streamlined process

No Income Verification

Qualify based on the property's cash flow, not your tax returns

LLC Vesting

Keep business loans off your personal credit report

Four Investment Strategies

Choose the loan that matches your investment approach

DSCR Loans

Debt Service Coverage Ratio

Build your rental portfolio without income docs

Qualify based on property cash flow, not personal income. Perfect for investors scaling their rental portfolios.

Loan Amount
$75K - $3.5M
LTV
Up to 85%
Term
30-year fixed or ARM
FICO
No minimum

Program Highlights

No personal income documentation required
Loan qualified on rental income (DSCR ratio)
Title can vest in LLC—excludes from personal credit
Interest-only and fixed-rate options available
1-4 unit properties eligible
No prepayment penalty options available
No seasoning period required
Gift funds allowed for down payment
CLTV up to 90% available

Fix & Flip Loans

Short-Term Investment Financing

Fund your purchase and renovation in one loan

Designed for investors flipping properties. Finance up to 100% of rehab costs with quick draws and flexible terms.

Loan Amount
$100K - $5M
LTC
Up to 92.5%
Rehab Funding
100% financed
Term
13-24 months

Program Highlights

Finance up to 92.5% of total project cost (LTC)
100% of rehab budget covered
Interest-only payments during term
Terms: 13, 19, or 24 months available
1-4 unit residential properties eligible
No income verification required
Fast closings—experience-based underwriting
Title can vest in LLC
No prepayment penalty

Bridge Loans

Fast Transitional Financing

Quick capital for time-sensitive opportunities

Short-term loans for investors who need fast capital to acquire or stabilize properties before permanent financing.

Loan Amount
$75K - $3.5M
LTV
Up to 75%
Term
12-24 months
Closing
As fast as 7-10 days

Program Highlights

Interest-only payments for entire term
No cash flow requirement—asset-based lending
No personal income documentation needed
Up to 75% LTV on purchase, rate/term, or cash-out
1-4 unit properties eligible
Title can vest in LLC
No prepayment penalty
No minimum FICO requirement
Ideal for transitional or stabilized properties

Commercial Loans

5+ Unit Investment Properties

Scale beyond single-family residential

Financing for larger commercial investment properties including office, retail, mixed-use, and multifamily 5+ units.

Loan Amount
Up to $5M
LTV
Up to 75%
Property Types
5+ units, retail, office
FICO
No minimum

Program Highlights

5+ unit multifamily financing available
Office space, retail, mixed-use, automotive properties
Up to 75% LTV on various property types
Loan amounts up to $5 million
No minimum FICO score requirement
Flexible underwriting for experienced investors

Built for Investors

We understand the investor mindset

Experience-based underwriting—not just credit scores
Portfolio lenders who understand creative financing
Dedicated investment loan officers
Fast closings when timing matters
LLC-friendly lending—protect your personal credit
Flexible qualification requirements
No income documentation on most programs
Repeat investor discounts available

Licensing Information

*Investment property transactions are not available in the following states: AZ, ID, MN, NV, OR

Ready to scale your portfolio?

Let's discuss your next investment property. Fast approvals, competitive rates.