Our transparent process puts you in control. No confusing jargon, no hidden fees—just honest service and expert guidance.
Complete our simple online application in minutes. Provide basic information about yourself, your financial situation, and the property you're interested in. Our secure platform makes it straightforward and hassle-free.
Simple & Secure • No Obligation
Receive your pre-approval letter within the first hour of initial contact. Our dedicated loan officers review your application promptly and provide you with the documentation you need to start shopping with confidence.
Pre-Approval in Under 1 Hour
We compare options across our extensive network of lending partners to secure you the strongest terms available. You don't have to call multiple lenders—we do the work for you and present the most competitive options.
Multiple Lenders • Top Offers
Work with our dedicated closing team to finalize your loan and get your keys. We handle all the paperwork and coordinate with all parties to ensure a smooth closing. You'll know exactly what to expect at every stage.
Smooth Process • Expert Support
We're not just another lender—we're your dedicated partner in achieving your real estate goals.
Receive your approval letter in under 1 hour, not days or weeks like traditional lenders.
Our network of lending partners ensures you receive excellent terms tailored to your situation.
Specialized loan programs for unique situations including self-employed and investors.
Knowledgeable loan officers guide you through every step with clear communication.
Everything you need to know about our loan process
Our streamlined process delivers results fast. Once you submit your application, you can receive your pre-approval letter within the first hour of initial contact. This allows you to start shopping for properties with confidence right away.
Instead of you having to contact multiple lenders and compare rates yourself, we do the work for you. Our extensive network of lending partners allows us to efficiently compare programs and find the right option for your specific situation.
Absolutely. We specialize in finding solutions for borrowers with unique situations. Whether you're self-employed, have non-traditional income, or don't fit the conventional lending box, we have access to alternative programs that might work for you.
For a long-term loan (DSCR, conventional, commercial, etc.), the property must be in livable/habitable condition with no deferred maintenance. If the property needs major repairs or is not livable, it would instead require a rehab or fix & flip loan.
Any FICO score can technically be used, but the higher the score, the better the rates, LTVs, and access to programs. Typically, a 700+ score gives you access to the widest range of programs and best terms.
Down payment requirements depend on the program, credit score, experience, and DSCR ratio. Most loans require 20–25% down, but certain DSCR and fix & flip programs may allow as little as 10–15% down.
Yes. For any business-purpose loan, vesting title in an LLC is allowed. However, a personal guarantee from the borrower is still required.
Join hundreds of satisfied borrowers who chose Impact Lending Pros for their mortgage needs. Start your application today—no obligation, expert guidance.