Terms of Service

Last updated: September 30, 2025

These Terms of Service ("Terms") govern your access to and use of the Impact Lending Pros website and services. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing, browsing, or using this website or any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our services.

2. About Our Services

Impact Lending Pros provides lending services, mortgage consultation, and related financial services. We connect borrowers with lending solutions and provide educational resources about lending and mortgage products.

3. Authorized Use of Website

We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes only. You may not use our website or services for any unlawful purpose or in any way that could damage, disable, or impair our services.

Prohibited activities include, but are not limited to:

  • Providing false, misleading, or inaccurate information
  • Attempting to gain unauthorized access to our systems
  • Using automated systems to access our services without permission
  • Interfering with or disrupting our services or servers
  • Violating any applicable local, state, or federal laws
  • Impersonating another person or entity

4. Information Accuracy and Disclaimers

The information contained on this website is believed to be reliable, but we do not warrant its completeness, timeliness, or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or financial instrument.

Products and services described may differ among geographic locations and offices, and as a result of individual conditions. Not all products and services are offered at all locations. Interest rates, terms, and conditions are subject to change without notice.

5. No Professional Advice

It is our intention that data provided on this website is of a general nature. Our website does not represent an exhaustive treatment of subjects, nor is the information intended to constitute accounting, tax, legal, consulting, or other professional advice.

Prior to making any financial decision or taking any action, we strongly recommend you contact qualified tax, legal, or financial advisors. We are not responsible for decisions made based on information from this website.

6. User Accounts and Information

When creating an account or submitting information through our services, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials.

You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

7. Application Process

Submission of a loan application or pre-qualification request does not guarantee approval or constitute a commitment to lend. All applications are subject to verification, credit approval, and property appraisal.

We reserve the right to request additional documentation, modify terms, or decline applications at our discretion based on our underwriting criteria and applicable regulations.

8. Third-Party Services

Our website may contain links to third-party websites or integrate with third-party services. We are not responsible for the content, privacy practices, or terms of use of any third-party services.

9. Intellectual Property Rights

The content of this site is copyrighted, and any unauthorized use of materials on this website may violate copyright, trademark, and other laws. Materials on this website may not be modified, reproduced, publicly displayed, distributed, or performed for any public or commercial purposes without our prior written approval.

10. Limitation of Liability

In no event will Impact Lending Pros be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website or our services.

Our total liability to you for all damages, losses, and causes of action shall not exceed the amount you have paid to us, if any, for accessing or using our services.

11. Indemnification

You agree to indemnify, defend, and hold harmless Impact Lending Pros and its officers, directors, employees, and agents from any claims, damages, losses, costs, or expenses arising from your use of our services or violation of these Terms.

12. Termination

We may terminate or suspend your access to our services immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to our business, other users, or third parties.

You may terminate your use of our services at any time. Upon termination, your right to use our services will cease immediately.

13. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

14. Changes to Terms

The information and materials contained on this website, and the terms and conditions of access to and use of such information and materials, are subject to change without notice. We reserve the right to modify these Terms at any time.

Changes will be effective immediately upon posting on this website. Your continued use of our services after any changes constitutes acceptance of the new Terms.

15. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the state where Impact Lending Pros is headquartered, without regard to conflict of law provisions.

Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in that state.

16. Dispute Resolution

Before filing any legal action, you agree to attempt to resolve disputes through good faith negotiation. If a dispute cannot be resolved through negotiation, it may be subject to binding arbitration in accordance with applicable arbitration rules.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will otherwise remain in full force and effect.

18. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Impact Lending Pros

Phone: (818) 214-7304

Please use these Terms and the information on this website at your own risk. By using our services, you acknowledge that you have read and understood these Terms of Service.